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How My Green Debt WorksMy Green Debt is designed to provide you with a useful tool to get an accurate picture of the outstanding balance on your 'Green Debt' and then provide suggestions as to how you can reduce this Debt over time. The great thing about our Green Debt is that not all of these reductions cost money! In fact many of them (even the ones with up front costs) will save you money in the long term. We also provide suggestions for offsetting your Green Debt. This is all set out on four web pages. Click on the headings below for more information on each: My Green Debt
It's pretty easy to calculate how much we owe on our financial debts. Simply add together the amount we borrowed and any interest due. Unfortunately a Green Debt isn't so easy to work out. The concept is pretty clear - it's the amount we owe to nature for the damage we do to the world, but how do we put all of that into a number? The honest answer is we cannot. There are so many ways in which we pollute and damage the world that it would be impossible to be precise. But don't despair! We can come up with a pretty accurate estimate based on answers to some simple questions about our lifestyle. The Green Debt calculation in this section of the website is based on working out how much carbon dioxide (carbon) we produce in one year of our lives. Carbon is widely recognised as the key factor in global warming and is present in all of the fossil fuels that we are quickly running out of. There has been a lot of research into how much carbon is produced by each aspect of our lives so we have some pretty reliable data to help work out how much we produce individually. Some other elements of a Green Debt such as recycling are covered in the calculations. The answer might not be totally comprehensive but it's a good indication and a good basis for taking action that will help us reduce all aspects of our Green Debt, even the ones that we cannot accurately measure. The Annual Rolling Basis We've designed the calculation to be used on an ongoing basis and updated every once in a while to reflect changes to your lifestyle. This makes My Green Debt ideal for long term use and our graph (see Summary section) will track your progress over time. To make sure that the calculations remain accurate and consistent every time you log in and update your information we do the calculations on an 'annual rolling basis'. This means every time you see the calculation it will include your Green Debt from the previous 365 days. This is particularly important in the flights and rail calculation section where you'll tell us the dates on which you travelled. As soon as this date becomes more than one year old that particular journey will be dropped from your Green Debt. If you don't repeat the journey next year your Green Debt will fall naturally without you having to make any changes to the calculation! The Five Types of Green Debt The calculation is split into five sections representing different parts of our life. Although these calculation are inevitably estimates, they are accurate ones (and more accurate than many other 'carbon calculators' out there!). They are based on the latest available data and research and where possible links are included. Click on the headings for more information on each one.
Most of us are lucky enough to have four walls and a roof to call home. To make it feel like home too we have systems in place to light, heat, cool, supply water and power for all the mod-cons. Naturally these all use energy and the vast majority of energy used in this country comes from fossil fuels. Most of us use a mixture of fossil fuels supplied directly (Oil, Gas and Coal) and Electricity, which, unless you are already one step ahead of the game and use electricity from renewable sources, will be made by burning fossil fuels. Fossil fuels are full of carbon and when we set fire to them to release the energy we need we unfortunately end up pumping all of this carbon into the atmosphere. So to calculate our Green Debt we need to know how much of these fossil fuels are burned for the benefit of our homes each year. Thankfully the energy companies that supply tend to tell us exactly how much we use either monthly, quarterly or annually. Once we know the amount of each fossil fuel we are each using we can work out how much carbon is released when these fossil fuels are burned. This information is supplied by the government: National Energy Foundation (uses information from DEFRA) For electricity, the Fuelmix website tells us exactly how much carbon each electricity producer produces when they're generating your electricity. So all we need from you is the amount of each fuel you use
each year. There are two ways to provide this information. The most accurate is
to look at your bills and see how much of each fuel you are using. If you can't
find your bills, or want a quicker fix, then you can estimate how much you are
using by telling us what you spend on your bills for each fuel. We need to use
this information along with information on the average price for that fuel to
estimate how much you have used. You may be paying more, of if you're lucky,
less than the average so this isn't as accurate but probably won't be far off.
Electricity and Gas To give you an idea of how this works, you can use the table below to work out how much carbon your electricity usage produces.
For many of us our cars are an indispensable part of modern life. They allow us almost complete independence of travel - we can go where we want when we want whilst sitting in a comfortable chair with music, telephone access, air conditioning - all the modern comforts we could wish for. Put like this it sounds like an experience that should be pretty expensive but in reality it's dirt cheap. The energy needed to move not just us but a couple of tonnes of metal glass and plastic 40 or 50 miles can be purchased for a few pounds and most of that goes to the government - the true cost is less than one pound even with today's high oil prices. In this section of the Green Debt calculation you'll work out the hidden 'cost' of travelling in your car - the carbon dioxide produced when your car's engine burns petrol. At the end of the 1990s the government decided to base the tax rate for company cars on their carbon dioxide emissions. Ever since 2000 car manufacturers have had to tell us the carbon dioxide produced per kilometre of travel for all their new models. All of this information is available at a government website:
VCA Car Fuel Data We've taken this information from the VCA website and built it into our own database to make it easy for you to work out the Co2 rating for your car. The data's not provided for pre 2000 vehicles - you'll need to find the closest match you can in the 2000 models list. Once you have selected the Co2 rating for your car using the
drop down lists you'll need to tell us: This information is then used in the following formula: Miles x 1.609 x (Co2 rating/1000) x sharing percentage = Annual Debt from Driving The 1.609 is to convert miles to kilometres (as the Co2
ratings are expressed per kilometre). We have to divide the Co2 ratings by 1000
as they are expressed in grams and we need a kilograms figure. The instructions for this section tell you what to do to get a fair result if you own a motorbike or you have a car that has been converted to Liquid Petroleum Gas ("LPG").
This is a highly controversial area. There's a large number of online calculators that have sprung up (often as a basis for offering offsets). Unfortunately there is no agreed standard calculation method and an identical flight typed into one calculator can produce wildly different results to another calculator. The government is hoping to introduce a standard in this area soon, but until then we have started from basic principles and come up with what we believe is a fair calculation taking into account as many factors that is reasonably possible. One of the key reasons for the wide variation in figures is the 'flight multiplier' used to represent the greater warming effect of releasing carbon dioxide high up in the atmosphere (and other warming exhaust products from flying). This is explained in greater detail in the 'wider impact' section below. This is a controversial area and as such we believe we are unique in offering users of My Green Debt a choice as to whether to include a multiplier or not. There are arguments for and against - we'll let you make the final decision. Working out how much Carbon Dioxide is produced by each flight It's fairly easy for chemists to work out how much carbon dioxide is produced by burning kerosene (aviation fuel). If you are interested there's a very brief article here which neatly explains how. That's the easy bit, the difficulty comes to converting this figure into a Co2 per passenger mile of flying. To do so you need to make assumptions about the size of the aircraft, the level of occupancy, the mix of business, first and economy seating... the list goes on. Inevitably with so many assumptions there's a range of different estimates out there. If you carry on reading the
article you'll see they get a 'Co2
per mile of flying' figure of 0.2721 kg. This is based on data from 2003. We've decided to use a figure of 0.21 kg per mile for our calculations as a reasonable mid point of these figures. We'll keep this under review and make changes in line with information that becomes available. We do make an adjustment to this
figure to take into account the flight length. We've used the UK Government data
to come up with the following formula which can be applied to the flying miles
to replicate their results for longer and shorter flights: This means the longer your
flight, the lower the kg per mile will be. An average flight of 833 miles
(London to Rome) will be have the average figure of 0.21kg per mile. Economy, Business and First Class This is an important factor in working out your Green Debt from flying. It's only fair to allocation a higher proportion of the carbon produced by each plane to the passengers in business and first class as they take up proportionately more room. It's not easy to work out exactly how to approach this allocation. Aircraft are different sizes with different size seats - it's difficult to be precise without taking into account all of these factors. Very few people know such precise details about their flights so we've come up with a calculation that approximates the effect of flying in different classes. It may not be precise but we think it's a reasonable estimate: 1 - We've got the average 0.21 kg Co2 per mile for all flights. This average covers economy, business and first class seats so we need to separate out this average to get a figure for each class of seat. 2 - We've carried out a some research and discovered the following average figures for legroom in each class. We think legroom is the best way of allocating between classes as it's the best, consistently available measure of the space each seat takes up: Economy -
33 inches 3 - We've used the superbly detailed Wikipedia article (dated 7 August 2007) for British Airways to work out the total number of economy (including what they call premium economy), business and first class seats in their entire fleet. Although there are budget carriers that only have economy there are also an increasing number of carriers springing up that only offer business or first class so we believe British Airways is probably a fair representation of the industry average here. We've calculated that British Airways have: Economy - 45,955 seats = 86% 4 - This is where it gets a little complicated but we can use these percentages to work out that each class should have the following percentage of the total 0.21 kg Co2 average. You can see how this works by multiplying the percentages above by the percentages below and adding all three together - you should get a total of 1. Economy - 45,955 seats = 90.80% of 0.21 = 0.1907 These are the figures that will be used in the calculations when you choose the class of travel. Most people now accept that it's not just Carbon Dioxide that we have to worry about when we are flying. Aircraft also pump the following into the atmosphere (source - UK Department for Transport): - water vapour (which
leads to the formation of contrails and cirrus clouds at altitude); And the very fact that the carbon dioxide itself is released into the atmosphere rather than at ground level, as with most other sources, means that it is likely that it has a more concentrated effect on global warming. So there are other factors to consider that probably mean our Green Debt from flying is worse than the pure Carbon Dioxide produced. Clearly, for the purposes of an accurate calculation such as this the crucial question is just how much worse? Unfortunately there isn't really a consensus on this. The Stern report tells us the following "The IPCC [The Intergovernmental Panel on Climate Change] (1999) assumes that the warming effect (radiative forcing) of aviation is 2 to 4 times grater than the effect of the CO 2 emissions alone. This could be an overestimate because recent research by Sausen et al (2005) suggests the warming ratio is closer to 2. It could be an underestimate because both estimates exclude the highly uncertain possible warming effects of cirrus clouds."Cause for concern indeed. For those of us that like flying, a factor of 4 would make flying dwarf all other aspects of our Green Debt. For example, a return flight from London to Sydney would have a Green Debt of over 20 tonnes alone!. However, since 1999 the IPCC have revised their estimate and now a figure of 1.9 is preferred and commonly used. By checking the 'wider impact' box this factor of 1.9 will be applied to your calculation. We haven't made it automatically part of the calculation as we are not considering the wider of all of the other aspects of our Green Debt so it might distort the figures if this is only considered for flying. On the other hand, there are several reasons why we probably should be ticking the box: - Air
travel is still a relatively new contributor to our Green Debt and as such the
effects, compared to other sources of carbon dioxide, are still relatively
unknown. You may prefer to err on the side of caution and include this factor to
add some emphasis to the risk of the unknown dangers of flying in your
calculation. Summary We put all of these pieces together to come up with the following formula to calculate your Green Debt from flying. Miles travelled one way
In 1963 British Rail chairman Dr Richard Beeching decided that we had far too many railways and that it would be sensible to close the vast majority of smaller rural and branch lines. He was right economically, car ownership was taking a grip on Britain and these lines would no longer be used. The ghosts of these lines still haunt our landscape, many now put to good use as footpaths and bridleways, but it's not just the railway romantics that would like to see a comprehensive national rail system make a comeback. If you make a journey by rail instead of by car you'll do a little bit to help stop global warming. The numbers have been crunched and they tell us that the average railway locomotive produces less carbon per person it's transporting than the average car engine. It's even more true for coaches and buses which have also suffered over the last few decades because of our addiction with the motor car. There is quite a large discrepancy between the Co2 per mile travelled for different types of rail, bus and coach transport. Trains and buses have different types and size of engines for different types of train and journey and the emissions from these different engines need to be split between the number of passengers which, as anyone who has travelled on trains in London can testify, can vary wildly depending on how close to peak periods such as the rush hour your journey is. It's impossible to consider all of these factors accurately for each journey, but we can come up with a set of averages for different journey types which allow some accuracy. We've used the following sources to establish average Co2 per mile figures:
DEFRA Conversion Factors
The rest of the formula for calculating your Rail, Bus and Boat Debt is pretty self explanatory: Miles travelled
When we think of activities that produce carbon
this probably isn't top of our list, but behind the goods and services we buy
there are manufacturing processes to power, ships and lorries to fuel, office
blocks to heat and light etc.... Whilst it would be fair to say that individually we
are not in control of these carbon-generating activities and therefore not
responsible, realistically we have to accept that our demand for the outputs is
ultimately the cause of their existence.
There are companies out there that are responsible when it comes to their carbon usage, and many more that are desperately trying to become so. We can encourage them. By adding a little 'carbon-awareness' to our shopping habits we can make a difference. My Green Debt tries to be as accurate as possible, but this is one area where a little estimation is involved. It is simply not practical to work out the Green Debt for each individual product and service that we buy. Instead we ask you to answer a few simple questions and we use these answers to benchmark you against the national average: - The UK produces
just under 600m tonnes of carbon per annum at the moment
(DEFRA) and there are just over 60m of us in the country
(National Statistics
Online). If we use the weighting for under 18's (as set out on the
My Profile page) this equates to 54.2m 'adult
equivalents. That works out at 11.1 tonnes per person per annum. The remainder of our Green Debt here is estimated by considering the two elements of our consumer behaviour that determine where we sit in comparison to the national average.
We all love the latest clothes/shoes/gadgets.....see credit card statement for
full list! And why does it always seem cheaper to replace rather than repair
these days, can this be true? Probably not, it's just your local retailer
doesn't add the full environmental cost of your new jeans to the cheap Asian
labour and mass transport when pricing up the goods. Don't forget recycling
helps here too, clothes, shoes, electrical goods and most domestic waste can all
be recycled these days. Our instinctive shopping habits are often pretty bad for our Green Debt. To assess just how bad we ask you to rate your shopping habits against nine statements and also take into account your disposable income. Disposable IncomeClearly the first step in assessing your Shopping Debt work out roughly how much spending money you have at your disposal. Except for the ultra-thrifty amongst us, it is fair to say the more we earn the more we spend and therefore the more we contribute to the industry and commerce carbon emissions in this country. You should work out the gross income before any tax or national insurance deductions that is available for all the people you are doing this calculation for. So if you are doing this calculation for your family, add together the income of all the salary earners. You can deduct the following from this figure: - pension contributions You should not deduct savings or investments. They are designed to generate future wealth which will inevitably be spent on products or services at some stage so they should remain within your disposable income calculations. Pension contributions are different as they will be included as disposable income for pensioners. There's no need to be totally accurate - rounding to the nearest £1,000 or even £5,000 is fine for these calculations. The remaining calculations in this section use a multiple based on your disposable income. The multiples are as follows and are based on a UK average household income of £30,000 (National Statistics Online)
If you're wondering how these were worked out - it's not too scientific. The more we earn, the more we spend and this drives how much carbon from industry and commerce we are responsible for. But it would not be fair to say that someone with income of £60,000 is responsible for twice as much as an average earner with £30,000. The higher earner is likely to buy more but is also likely to buy more expensive goods and services than the lower earner. A £1,000 TV is not likely to produce double the carbon during production that a £500 model would produce (assuming they are roughly the same size) - They contain roughly the same components it's just the more expensive ones will contain higher quality parts that don't necessary have a higher carbon cost to produce. The overpriced apples in Marks and Spencer don't necessarily have double the carbon footprint of the cheaper ones from the local market, in fact the expensive ones may well be organic or locally sourced and therefore produce less carbon. So just as more expensive is not always worse, cheaper is not always better. In short - the relationship between disposable income and the carbon produced by what it's spent on is pretty complicated and the best we can do is estimate.
Back to calculation We've come up with nine statements that assess just how green your shopping
habits are. For each statement there are seven possible answers ranging from the
worse habits to the ultra-green. Each answer has a number attached to it (shown below)
which we use to assess your Green Debt. The numbers have been set to give more
weighting to the more important statements. For example avoiding packaging is
not as important as buying UK produce or avoiding excessive spending. The
numbers reflect this balance. The better your behaviour, the lower the number. We simply add all these
numbers together (multiplied by your income multiple for the first four
statements) to get your total Green Debt from everyday shopping. Finally we add
1,000 kg to your total (public services - see above). Never You're probably wondering where the numbers come from. We know that someone with an average income (£30k) and average behaviour will come up with a total Shopping Debt of approximately 5,000 kg. The numbers effectively rate you against this average. If all of your answers are average you'll get approximately 4,500 kg as an answer to this section (the remaining 500 kg is taken up by cars - see below). We've seen cars before and worked out how much driving them around costs the environment, but unfortunately the day we drive it off the forecourt on 5.5 tonnes (for the average car) of carbon has already been emitted in the manufacture and transportation. Step 1 We estimate how carbon has been emitted in the production of your car(s). We do this for you - using the 5.5 tonne average as a benchmark we use the engine size of your car to rate it against the average. In the vast majority of cases a car with a larger/smaller engine size will weigh more/less and therefore be responsible for more/less carbon in the manufacturing process. The formula we use for this calculation is Total carbon from producing a car = engine size (cc) x 0.6 + 4000. So for a fairly average car (1,800 cc engine size) you'll get an answer of 1,500 x 0.6 + 4000 = 5,480 kg = 5.5 tonnes. We then divide this figure by two for motorbikes as they are much smaller than cars relative to their engine size. If you have included a % Use figure for this car of less than 100% we'll reduce the total proportionately. Step 2 As we are getting a picture of your annual carbon output here it is only fair to divide this total over a number of years. We've decided the fairest way to do this calculation is to use the age of your car when you sell it as the number to divide by. This rewards people who buy second hand cars with a lower total and penalises those who regularly buy new vehicles. Naturally this will involve some estimation - you will have to estimate how long you intend to keep each vehicle. Think about how long you kept your last vehicle and your current circumstances and you should be able to come up with a reasonable estimate. The average period of car ownership is four years, so this is the default figure for each vehicle. Your annual total for each vehicle will be the total carbon produced in the manufacture of that vehicle (Step 1) divided by the age of the car when you sell it (Step 2). My Solutions
As you probably already know, there are plenty of things you can do to reduce your Green Debt. Contrary to popular opinion these 'solutions' as we like to call them do not mean painful sacrifices that ultimately result in resorting to a stone-age existence! In some cases the solutions to require self restraint and some require you to spend some cash but we think you'll be surprised at how many are really easy to implement and often they'll improve your health and happiness as well as helping to save the planet! Not all the solutions will suit you. You can use the 'Display Options' feature on the Solutions page to help you find the ones that do. We've designed My Green Debt to provide you with as much useful information as possible to help you decide which solutions you should go for - we appreciate that in some cases they'll involve a substantial investment of time and perhaps money. You can find the following information for each solution: An estimated saving - We give you three figures calculated from the information that you provided in the Green Debt calculation. The first figure is our estimated saving and the next two are an estimated minimum and maximum saving. This figure will be replaced by a more accurate answer if you answer our question and add the solution to your action plan (see below) A solution rating - Any My Green Debt user who adds a solution to their action plan can rate that solution out of 10. This gives you a chance to express your opinion but more importantly an average rating is displayed which allows you to see how useful other My Green Debt users have found each solution. Solution popularity - This simply shows you how many My Green Debt users have added that solution to their action plan. It's expressed as a percentage of the total number of My Green Debt users with an action plan. Websites - We only provide a brief description of each solution. Much more information can be found by clicking the website links below as well as accessing government grants where available and finding out who to contact if you'd like to make a purchase. You can see how all this works on the screenshot below. On this example we've identified and explained the sections where you can 'interact' (something will happen if you click there!)
If you see a solution that takes your fancy you can add it to your action plan: My Action Plan Each time you add a solution it's stored on our database in your own personal action plan. The estimated savings column will show you how much you can expect to save on your Green Debt by carrying out your action plan. Each time you load the 'solutions' page the action plan total will be displayed at the top of the page (and for each category if you have the solutions categorised). We'll also show you next to these totals how this action plan is likely to affect your Green Debt with the final column showing a 'target Green Debt' - what we expect your Green Debt will be if you carry out your action plan in full. There's one more important feature of the Action Plan that you should know about. The 'Done' box allows you to mark the solutions that you have added to your action plan, carried out and then reflected the progress you have made by updating your Green Debt calculation. As the savings you have made will now be reflected in your Green Debt we need to know so we don't double count those savings. Some solutions cannot be marked Done. This is because when you have implemented them and updated your Green Debt calculation the cause of the Green Debt you have been solving will no longer be in your calculation. For example, if you add a flight you have taken to the 'take fewer trips abroad' solution and you do as you say and don't fly next year your Green Debt calculation will automatically take this into account. (see the Annual Rolling Basis section above if you're not sure why). There's a 'print my action plan' link on the left of the screen if you'd like a physical reminder of what you have pledged to do! Perhaps you could stick it on the fridge.... My Offsetting
My Summary
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